:root{--navy:#123a63;--navy2:#102d49;--petrol:#174e5a;--ink:#27323a;--muted:#66727b;--line:#dfe5e8;--soft:#f4f7f8;--gold:#c28b2c;--goldsoft:#f6ead0;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6;background:#fff}.wrap{width:min(1120px,92%);margin:auto}a{color:inherit}.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}.head{min-height:76px;display:flex;align-items:center;gap:22px}.logo{width:160px;max-height:60px;object-fit:contain}.back{margin-left:auto;text-decoration:none;font-weight:700;color:var(--navy);border:1px solid var(--line);padding:10px 14px;border-radius:7px}.hero{background:linear-gradient(135deg,#102d49 0%,#123a63 68%,#174e5a 100%);color:white;padding:72px 0}.heroGrid{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}.tag{display:inline-block;border:1px solid rgba(244,210,139,.55);color:#f4d28b;border-radius:999px;padding:7px 11px;font-size:12px;font-weight:800;letter-spacing:.6px;text-transform:uppercase}.hero h1{font-size:48px;line-height:1.08;margin:18px 0 14px}.hero .subtitle{font-size:22px;color:#e9eff3;max-width:720px}.cover{width:100%;border-radius:14px;box-shadow:0 18px 46px rgba(0,0,0,.25);display:block}.status{display:inline-block;margin-top:22px;background:var(--goldsoft);color:#6c4b0d;border:1px solid #e3c77f;padding:8px 11px;border-radius:999px;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.6px}.btn{display:inline-block;margin-top:18px;background:white;color:var(--navy);padding:12px 18px;border-radius:7px;text-decoration:none;font-weight:800}.section{padding:66px 0}.soft{background:var(--soft)}h2{font-size:34px;line-height:1.15;color:var(--navy);margin:0 0 16px}h3{color:var(--petrol)}.lead{font-size:19px;color:var(--muted);max-width:830px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:26px}.card{background:white;border:1px solid var(--line);border-radius:10px;padding:22px}.card p:last-child{margin-bottom:0}.modules{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:26px}.module{border-left:4px solid var(--gold);background:#fff;border-top:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line);padding:18px;border-radius:7px}.module b{color:var(--navy)}.method{display:flex;gap:8px;flex-wrap:wrap;margin-top:22px}.method span{background:#fff;border:1px solid var(--line);padding:10px 12px;border-radius:7px;font-weight:800;color:var(--navy)}.notice{border-left:4px solid var(--gold);background:#fbfaf7;padding:18px 20px;margin-top:24px}.faq details{border-bottom:1px solid var(--line);padding:14px 0}.faq summary{font-weight:800;color:var(--navy);cursor:pointer}.cta{background:var(--navy2);color:white;text-align:center}.cta h2{color:white}.cta p{color:#d9e3e8}.footer{background:#0d263e;color:#d8e2e8;padding:34px 0}.footer strong{color:white}.small{font-size:13px;color:#b9c8d2}@media(max-width:860px){.heroGrid,.grid,.modules{grid-template-columns:1fr}.hero h1{font-size:38px}.cover{max-width:560px;margin:auto}}@media(max-width:520px){.hero{padding:52px 0}.hero h1{font-size:32px}.hero .subtitle{font-size:18px}.section{padding:50px 0}h2{font-size:28px}.logo{width:142px}.back{font-size:13px;padding:9px 10px}}